OmaSp´s key figures 2015–2018

The financial statements of OmaSp have been prepared in accordance with International Financial Reporting Standards. OmaSp has applied IFRS since 2016. 2015 financials were restated according to IFRS standards in 2016. Beginning from 1st of January 2018, OmaSp has reported according to the IFRS 9 standard. Before 2018 OmaSp had applied the IAS 39 standard for determining the value of financial assets and liabilities.

EUR thousand, unaudited unless otherwise stated

  1.1.-31.12.20181.1.-31.12.
2017
1.1.-31.12.
2016
1.1.-31.12.
2015
Operating income 88 09284,92171,23964,707
Net interest income 49 35139,317(136,547(131,733
% of operating income/loss 56,00 %46.3 %51.3 %49.0 %
Profit before taxes 24 97630,379(120,611(118,420
% of operating income/loss 28,4 %35.8%28.9 %28.5 %
Total operating income 75 95874,091(160,339(154,352
Total operating expenses 47 237-41,112(1-35,531(1-32,338
Cost/income ratio 62,2 %55.5 %58.9 %59.5 %
Balance sheet total 2 914 6612,726,567(12,150,768(11,932,328
Equity, total 290 330241,484(1221,071(1202,126
Return on assets, ROA % 0,7 %1.0 %0.8 %0.8 %
Return on equity, ROE % 7,6 %10.4 %7.6 %7.8 %
Equity ratio % 10,0 %8.9 %10.3 %10.5 %
Sovency ratio, (TC) % 19,3 %18.9 %(2(319.1 %(1(220.2 %(1(2
Core capital ratio, (CET1) % 18,4 %17.6 %(2 (318.6 %(1(219.4 %(1(2
Tier 1 capital ratio, (T1) %
 

18,4 %

17.6 %(2 (318.6 %(1(219.4 %(1(2
Impairment losses on financial assets - 3 746-2,600(1-4,197(1-3,594
Number of employees at the end of the accounting period 293270229252
Average number of employees 288256246
Liquidity coverage ratio (LCR) % 134,8 %280.3 %(2 111.3 %(2
Earnings per share (EPS), EUR 0,780,980.650,63

1) Audited 2) Parent company 3) The figures do not correspond to the figures presented in the financial statement of 2017, since the OmaSp has rectified the key figures for core capital and solvency. The shares subscribed for in the 2017 personnel offering are not included in the core capital. 

Alternative key figures excluding items affecting comparability:

 20182017

Comparable pre-tax profit

26 21019 599

 

Comparable cost-benefit ratio

61,1 %64,9 %

Comparable earnings per share (EPS), EUR

0,820,63

Comparable return on equity, ROE %

8,0 %6,7 %