OmaSp´s key figures 2015–2017 and Q3/2018

The financial statements of OmaSp have been prepared in accordance with International Financial Reporting Standards. OmaSp has applied IFRS since 2016. 2015 financials were restated according to IFRS standards in 2016. Beginning from 1st of January 2018, OmaSp has reported according to the IFRS 9 standard. Before 2018 OmaSp had applied the IAS 39 standard for determining the value of financial assets and liabilities.

EUR thousand, unaudited unless otherwise stated

 1.1.-30.9.
2018
1.1.-30.9.
2017
1.1.-31.12.
2017
1.1.-31.12.
2016
1.1.-31.12.
2015
Operating income65,80457,97284,92171,23964,707
Net interest income35,92528,74439,317(136,547(131,733
% of operating income/loss54.6 %49.6 %46.3 %51.3 %49.0 %
Profit before taxes20,46019,91030,379(120,611(118,420
% of operating income/loss31.1%34.3%35.8%28.9 %28.5 %
Total operating income57,80649,95974,091(160,339(154,352
Total operating expenses-33,797-29,215-41,112(1-35,531(1-32,338
Cost/income ratio58.5%58.5%55.5 %58.9 %59.5 %
Balance sheet total2,841,9452,291,4322,726,567(12,150,768(11,932,328
Equity, total254,633237,693241,484(1221,071(1202,126
Return on assets, ROA %0.8%1.0%1.0 %0.8 %0.8 %
Return on equity, ROE %8.9%9.3%10.4 %7.6 %7.8 %
Equity ratio %9.0%10.4%8.9 %10.3 %10.5 %
Sovency ratio, (TC) %17.5%18.8% (218.9 %(2(319.1 %(1(220.2 %(1(2
Core capital ratio, (CET1) %16.6%18.5% (217.6 %(2 (318.6 %(1(219.4 %(1(2
Tier 1 capital ratio, (T1) %16.6%18.5% (217.6 %(2 (318.6 %(1(219.4 %(1(2
Impairment losses on financial assets-3,549-835-2,600(1-4,197(1-3,594
Number of employees at the end of the accounting period290262270229252
Average number of employees287266256246
Liquidity coverage ratio (LCR) %138.6%(2107.9%(2280.3 %(2 111.3 %(2
Earnings per share (EPS), EUR32.9232.7449.2232.6831.49

1) Audited 2) Parent company 3) The figures do not correspond to the figures presented in the financial statement of 2017, since the OmaSp has rectified the key figures for core capital and solvency. The shares subscribed for in the 2017 personnel offering are not included in the core capital.