OmaSp´s key figures 

We track several key figures to measure our business. The table below shows the key figure data on 31 December 2020, 31 December 2019, 31 December 2018, 31 December 2017 and 31 December 2016.

EUR thousand, unless otherwise stated

 1.1.-31.12.20201.1.-31.12.20191.1.-31.12.20181.1.-31.12.
2017
1.1.-31.12.
2016
Net interest income67,819 57,52249,35139,31736,547
Profit before taxes37,70732,68424,97630,37920,611
Total operating income111,073 92,573 75,95874,09160,339
Total operating expenses-51,676-50,309-47,237-41,112-35,531
Cost/income ratio46.6%54.4%62.2%55.5%58.9%
Balance sheet total4,381,9993,416,5302,914,6612,726,5672,150,768
Equity, total353,493319,865 290,330241,484221,071
Return on assets, ROA %0.8%0.9%0.7%1.0%0.8%
Return on equity, ROE %9.1%9.0%7.6%10.4%7.6%
Equity ratio %8.1%9.4%10.0%8.9 %10.3%
Total capital (TC) ratio %16.2%17.3%19.3%18.9%19.1%
Common Equity Tier 1 (CET1) capital ratio %15.9%16.8%18.4%17.6%18.6%
Tier 1 capital ratio, (T1) %15.9%16.8%18.4%17.6%18.6%
Impairment losses on financial assets-12,587- 9,567 - 3,746-2,600-4,197
Number of employees at the end of the accounting period298279293270229
Average number of employees299300288256246
Liquidity coverage ratio (LCR) %184.9%140.1%134.8%280.3%111.3%
Earnings per share (EPS), EUR1.040.93 0.780.980.65

 

Alternative key figures excluding items affecting comparability:

 2020201920182017
Comparable profit before taxes26,72928,04526,21019,599
Comparable cost/income ratio, %51.2%56.7%61.1%64.9%
Comparable earnings per share (EPS), EUR0,730,760,820,63
Comparable return on equity (ROE) %6.5%7.4%8.0%6.7%