Oma Savings Bank Plc issues a EUR 300 million covered bonds as part of a bond program

Pörssitiedote
27.3.2019

OMA SAVINGS BANK PLC, STOCK EXCHANGE RELEASE 27 MARCH 2019 AT 16.30 P.M. EET, PROSPECTUS/ANNOUNCEMENT OF PROSPECTUS

Oma Savings Bank Plc issues a EUR 300 million covered bonds as part of a bond program

NOT FOR RELEASE, PUBLICATION OR DISTRIBUTION, IN WHOLE OR IN PART, DIRECTLY OR INDIRECTLY, IN OR INTO THE UNITED STATES, AUSTRALIA, CANADA, HONG KONG, JAPAN, NEW ZEALAND, SINGAPORE, SOUTH AFRICA OR SUCH OTHER COUNTRIES OR OTHERWISE IN SUCH CIRCUMSTANCES IN WHICH THE OFFERING OF THE NEW NOTES, THE TENDER OFFER OR THE RELEASE, PUBLICATION OR DISTRIBUTION WOULD BE UNLAWFUL.

Oma Savings Bank Plc (”OmaSp” or “Company”) issues a EUR 300 million covered bonds. The maturity of the loan is 5 years and the due date is 3 April 2024. The loan is paid an annual interest of 0.125%.

The issue of the bond is under the EUR 1,500,000,000 bond program of OmaSp. The Financial Supervisory Authority has approved the prospectus for the Oma Savings Bank bond program on 20 November 2017 and the supplement to the prospectus on 22 March 2019. The prospectus and its supplement are available in English on the company's website at https://www.omasp.com/investors. The final terms of the loan to be issued are available in English on the Company's website at approximately 28 March 2019.

OmaSp will apply for admission of bonds to public trading on the Nasdaq Helsinki Ltd stock exchange.

The Joint Lead Managers of the issue are Danske Bank A / S, Landesbank Baden-Württemberg and OP Corporate Bank Plc.

Oma Savings Bank Plc

Additional information:

Pasi Sydänlammi, toimitusjohtaja tel. +358 45 6575506

Distribution:

Nasdaq Helsinki Ltd

Major media

www.omasp.fi

Oma Savings Bank in short

OmaSp is a growing Finnish bank and the largest savings bank in Finland based on total assets. Over 290 professionals provide nationwide services through OmaSp’s 40 branch offices and digital service channels to approximately 136,000 customers. OmaSp focuses primarily on retail banking operations and provides its clients with a broad range of banking services both through its own balance sheet as well as by acting as an intermediary for its partners’ products. The intermediated products include credit, investment and loan in-surance products. OmaSp is also engaged in mortgage banking operations.

OmaSp core idea is to provide personal service and to be local and close to its customers, both in digital and traditional channels. OmaSp strives to offer premium level customer experience through personal ser-vice and easy accessibility. In addition, the development of the operations and services is customer-oriented. The personnel is committed and OmaSp seeks to support their career development with versatile tasks and continuous development. A substantial part of the personnel also own shares in OmaSp.

Important Information

The information contained herein is not for release, publication or distribution, in whole or in part, directly or indirectly, in or into the United States, Australia, Canada, Hong Kong, Japan, New Zealand, Singapore, South

Africa or such other countries or otherwise in such circumstances in which the release, publication or distribution would be unlawful. The information contained herein does not constitute an offer to sell or the solicitation of an offer to buy, nor shall there be any sale of, the New Notes in any jurisdiction in which such offer, solicitation or sale would be unlawful prior to registration, exemption from registration or qualification under the securities laws of any such jurisdiction.

This communication does not constitute an offer of securities for sale in the United States. The New Notes have not been and will not be registered under the U.S. Securities Act of 1933, as amended (the "Securities Act") or under the applicable securities laws of any state of the United States and may not be offered or sold, directly or indirectly, within the United States or to, or for the account or benefit of, U.S. persons except pursuant to an applicable exemption from, or in a transaction not subject to, the registration requirements of the Securities Act.

This communication is directed only at (i) persons who are outside the United Kingdom or (ii) persons who have professional experience in matters relating to investments falling within Article 19(5) of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005 (the “Order”) and (iii) high net worth entities, and other persons to whom it may lawfully be communicated, falling within Article 49(2) of the Order (all such persons together being referred to as “relevant persons”). Any investment activity to which this com-munication relates will only be available to and will only be engaged with, relevant persons. Any person who is not a relevant person should not act or rely on this document or any of its contents.